Credit Card Woes - Conclusion

I have been receiving numerous comments and questions regarding my previous posts on Credit Card Woes. Some of them I replied to, some I left out to the readers to find out for themselves, given time. What I've noticed though; some questions can be answered by the questioner if he simply reads the entire Credit Card Woes series thoroughly, especially my replies to some of the readers' queries right below the article.

To all those who sent questions dated way back like 2006 and 2007, if you're reading this, then you probably know the answer to your question already.
Maybe you still have credit card debt, still can't pay, or you're slowly paying up. But definitely, you ain't in jail, and you're probably in some internet cafe sipping ice coffee or maybe at home in front of your pc. If this is not the case, and you're wearing an orange pajama and shirt with a big P on the back, then by all means, TELL US WHAT THE HELL HAPPENED!?!

Anyway, I felt the need to sum this series up as I probably can't answer all your questions. So I leave you with 4 points to remember when you feel the pinch, so you could function again, and live your one life out of that hole which circumstance, or you, have dug yourself into.

1.) Relax - hard to do if you're way down deep in credit card debt, but very important. It may be small comfort to know that tens of thousands of Filipinos are in the same boat as you are. Knowing that millions die of cancer each year does not make it any less stressful if you have it. Still, it does no good if you dwell on it. There are better things to do.

2.) Pay When Able - don't pay if it means selling your last pair of shoes, and ignore all demands asking you to do so. Pay when you're ready to pay. But don't be so eager that you go seek them out and sign the first promissory note from some lawyer office you see. Wait it out. The best deal and the opportunity to pay will present itself to you sooner or later.

3.) Move On - yes you can get that NBI clearance, you can open that bank account, you can get a passport, go anywhere you like, or apply for a job abroad. No one can take your right to life, liberty and the pursuit of happiness because of credit card debt. Besides, how would you be able to pay if they stop you from living your life?

4.) Stop The Cycle - got a shiny and flashy new card but still have debt? Don't even think about it.


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Related: Credit Card Woes - The Call, The Letter, The Visit


Next Post - GMA Ouster - One Missed Call

God Our Dad II

Here's more of those Dear God letters you love.


Dear God,
I went to this wedding and they kissed right in church. Is that ok?
- Neil



Dear God,
I think the stapler is one of your greatest invention
- Ruth M.



Dear God,
In bible times did they really talk that fancy?
- Jennifer



Dear God,
I think about you sometimes even when I'm not praying
- Elliott



Dear God,
I am Amearican What are you?
- Robert



Dear God,
I bet it is very hard for you to love all of everybody in the world. There are only 4 people in our family and I can never do it.
- Nan



Dear God,
Please put another holiday between Christmas and Easter. There is nothing good in there now.
- Ginny



Dear God,
If you want to watch in Church on Sunday I will show you my new shoes.
- Mickey D.



Dear God,
If we come back as something please don't let me be Jennifer Horton because I hate her
- Denise



God,
I would like to live 900 years like the guy in the Bible
- Love, Chris



Dear God,
If you let the dinasor not exstinct we would not have a country. You did the right thing.
- Jonathan

God Our Dad

Somebody emailed me this Dear God letters written by kids. I bet God couldn't help but love these kind of letters as I did, and I know you would too.



Dear God,
Are you really invisible or is that just a trick
- Lucy



Dear God,
I want to be just like my Daddy when I get big but not with so much hair all over - Sam



Dear God,
Did you mean for giraffe to look like that or was it an accident - Norma


Dear God,
I keep waiting for Spring but it never come yet. Don't forget. - Mark


Dear God,
Instead of letting people die and having to make new ones, why don't you just keep the ones you got now? - Jane


You don't have to worry about me. I always look both ways - Dean


If you give me genie lamp like Alladin I will give you anything you want except my money or my chess set. - Raphael


We read Thos Edison made light. But in Sun. school they said you did it. So I bet he stoled your idea. - Sincerely, Donna


Please send Dennis Clark to a different camp this year. - Peter


Dear God, Maybe Cain and Abel would not kill each other so much if they had their own rooms. It works with my brother. - Larry


Dear God, I do not think anybody could be a better God. I just want you to know but I am not just saying that because you are God. - Charles


Next post -> God our Dad II